VA Loans

Veterans Affairs are for former military personnel. To qualify, the loaner must get VA loan certificate and must meet certain qualifications.

Benefits of a VA Loan

  • $0 down VA mortgages don’t require money due at closing with loan limits up to $1,000,000 in some areas.
  • VA Loans have No Private Mortgage Insurance (PMI) required on most conventional & FHA mortgages with less than 20% down. VA loans have funding fee depends on your eligibility.
  • Lower Payments with historically low interest rates with NO prepayment penalties.
  • Seller is allowed to pay all closing fees allowing borrowers to purchase a home $0 out of pocket cost.
  • Refinance up-to 100% of the value of your home.
  • Streamline refinance loan for veterans with existing VA loans. With NO appraisal, income, or asset verification.